Realize Your Dream of Home Ownership

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

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Purchase A home Refinance Your Mortgage

FHA Loans and First-Time Home Buyers in Orlando, FL

Welcome to the official site of Key Star Mortgage Group. We are a full-service mortgage company based in Orlando, FL. We specialize in FHA Loans and First Time Home Buyers in Orlando, Orange City, Deltona, DeLand, Lake Mary, and Debary. We also serve the surrounding cities in Seminole, Volusia, and Orange Counties. Whether you are buying a home or refinancing in any of these zip codes: 32746, 32725, 32738, 32724, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

Refinancing? We can help you with that, too!

We offer a wide range of refinance options designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

What makes Key Star Mortgage Group unique is that we offer the following niche programs as well: Non-QM, JUMBO, DSCR Investor, Bank Statements, ITIN, Federal Down Payment Assistance, FHA HARBOR, VOE, Affordable Housing Manufactured, and Modular Homes.

Contact Key Star Mortgage Group today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

150 Million

In Loans Funded to Date

97%

Customer Satisfaction Rate

10-Day

Average Loan Approval Period

I recommend Mr. Eliud Cruz to anyone I know who needs a mortgage." Thank you for the great job you did for us. Thank You Key Star Mortgage Group

Janeiry Monet

Great service, but great team, truly dedicated to make your dreams a reality , respectful, does his all to get you to the best that you possibly need To make your dream home a reality. Thank you Eliud Cruz for your A1 professionalism.

Lekavia Lewis

We loved the process; it was super easy, and they are great people to work with! We are super excited and very thankful ????

Sareshly Fonseca

The Feeling you get when hear "you are pre-approved" is good but when you hear "Clear to Close" is priceless, then you look back and remember the process and how Eliud Cruz when out of his way to make this as easy as possible for you, you have to thank God for getting the house you wanted and for placing Eliud Cruz in your way to make this happen. Very Good experience, he never stopped working on getting us in the house I'm in now. Thank You Eliud, I recommend Key Star Mortgage 101% to whoever wants to buy a house.

Gilberto Stephene E Ramos (Dj Sin Guille)

Key Star Mortgage with Eliud Cruz and Steve Javier fulfilled my dream of being able to buy the home that I wanted so much. I tried and tried and it was never possible until I arrived with these two servers and thank God I already have my house. Thanks for everything to the winning team 100% Recommended.

Hector Garcia

I recommend Mr. Eliud Cruz to anyone I know who needs a mortgage." Thank you for the great job you did for us. They really work for you and make your goal of buying a home a reality. Thank You Key Star Mortgage Group!

Carmen Quintero

We thank Mr. Cruz for the great professional work he did for us to achieve the purchase of our house. He always accompanied Agradecemos , al señor Cruz por el gran trabajo profesional que realizó para que nosotros logramos la compra de nuestra casa. Siempre nos acompañó con el proceso las 24 horas los 7 días de la semana. Es una persona muy dedicada a su trabajo y lo recomiendo con plena confianza. Un millón de gracias. Señor Cruz

Nancy Abril

Muchas gracias al señor Eliud Cruz por su maravillosa atención desde el primer día , gracias por ayudarme a cumplir uno de mis grandes sueños , mi casa , el camino parece difícil y a veces pensamos que no podemos pero usted lo hace fácil y convierte lo que pensamos imposible en posible , muchas gracias por todo , lo recomiendo 100% a todas las personas que deseen comprar su casa , si creen que no pueden , les aseguro él les dirá que si y los guiará hasta el final , muchas gracias por todo!

Yonnier Diaz Cruz

Thank you Eliud for your professionalism I am very happy with all the great work you did on my investment properly .

Antonio Portillo

Buying a home with the help of Eliud Cruz was a breeze!!! Will recommend him over and over again!! Thanks for all your help!!!

Johanna Lo Galbo

Eliud is Very professional and Knowledgeable. He made the process very smooth and easy to handle. Highly recommended. ¡Y habla español! ¡Muy Bueno y profesional!

Jose J. Velez

If you are looking for someone to refinance your house, Eliud Cruz can help you with all your process, he is very good, honest, very professional and very dedicated so do not wait, call him because he is the best, he helped me in everything my process to refinance my house, so contact him ..

Yineth Gonzalez

Eliud With Key Star Mortgage, Brings a level of professionalism that's unmatched. Our Process of home buying was one that was eased when you have such a dedicated and determine team that only cares for your best interest and bringing the American dream of owning a home possible. Will highly Recommend !!!!

Luis Mora

Eluid was able to help my client with his mortgage loan in a very timely manner. My client was working with another lender originally and they weren't able to do the loan, but Eluid came in and saved the day for both me and my client! Eluid's communication with both me and my client was also top notch. Thanks again, Eluid!

Suzette Berkhalter-REALTOR

When other lenders/brokers were taking too long, Eliud did what seemed to be impossible and got the Buyer a clear to close in less than 30 days. My Sellers were so happy and so was I. He stayed responsive and you didn't have to ask him for an update. Great to work with!

Jackie Swisher

Mr. Cruz is very attentive and willing to go the extra mile, He is informative and works very closely with the customers trying to provide the best service. Sincerely

Sandra Santana

All of My calls and s were answered on time. Eliud did his very best in aiding me to purchase my new Home

Merlanne Petitpha

Everything that any customer would require from a professional. Thanks

Khawaja Masood Saqb

Mr. Cruz is Very Knowledgeable and easy to get along with, will recommend o my clients

Alfred Williams Realtor

Tuvimos una Biena Experencia con el senor Cruz, el siempre estuvo pendiente de el caso, nos sentimos muy contentos con su trabajo, todo muy excelente Estamos muy agradesido si con el Senor Cruz y su euipo de trabajo Gracias a Dios y a el

Miguel Castillo

My experience with Eliud Cruz was great form the beginning through the closing ! He gave me 200% and make us feel like family! We recommend him to all our friends and family ! Thanks for everything

Edwin Venezuela Miranda

Excellent service. Eliud was very very professional and diligent in the entire process. I will definitely continue using his services and recommending him to my clients.

Andis Diaz-FL Realtor

Mr. Cruz is very personable with Real Estate Agents, Involved in the community, and gives the extra mile to give his clients the dream of homeownership.

Alexandra Rodriguez-Realtor

My calls and emails were responded to in a timely and courteous manner it was early morning or late at night

Donald Wacker

Eliud Always returned my calls , answered my questions, very friendly and professional.

Johnnie Maldonado

Excellent communications , accommodation, fantastic work and amiability, I recommend Eliud Cruz 100%

Talena Trujillo Bernal

Hard work at first, but feels great at the end. Thank you for all you do - Mr. Cruz

Frantzy Joseph

Mr. Eliud Cruz always returned my calls, answered my questions, made us feel like family and professional. Highly recommend to family and friends.

Jose J Velez Morales

I was so pleased with Mr. Eliud Cruz Service, he was very professional, pleasant, very detailed on all the information he related to me make sure i understood every detail. Mr. Cruz always answered my phone call and retuned any call he missed. Highly recommend MR. Cruz

Guy Dieudonne

Eliud goes beyond Great! His work and dedication to ensure deal ill work smoothly is outstanding. His communication with buyers and Realtors is EXCEPTIONAL!! Outstanding Professional!

Tatielle Salmeron-Realtor

It was great experience because the process went smoothly and any questions i may have had were answered quickly.

Brandon Richardson

While dealing with the loan, Mr. Cruz was very helped full, took the time to explain all documents needed for the loan from start to finsh . Always kept me up to date through th eprocess up to closing. he always treated me with respect. Will be calling him for all my Mortgage loan needs

Eddie Lopez

His attaention to detail rivals all. He is so patient and humble. If i brought ten hoses all ten would originate from him. He is blessed with talent and is a n asset to any company.

Jose Perez

Eliud Cruz went beyond the extra mile. Eliud Cruz is an outstanding professional. I cant to begin to express my gratitude to Eliud Cruz in assisting me in achiving my qualification for my home mortgage loan. After attempting (3) three times with other Lender and failed.

Pedro Garcia

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